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Virtual Terminals
Our service provider, U.S. Merchant Systems provides its online merchant account clients with electronic payment gateways from several companies, including
  • Authorize Net
  • Intellipay
  • Ezic

This electronic payment gateway functions as the cash register of your Internet store front.

With your online merchant account you can sell products online 24-hours per day, 7-days per week, to customers worldwide. These payment gateways also double as "virtual terminals", as explained below.

Use #1
Accept secure payments from customers on your web site with your Internet merchant account.

This system connects your web site directly to a secure server environment. Once the customer enters the necessary data on a secure payment transaction page, we quickly process the transaction in real-time (3 - 9 seconds) and return the customer back to your site. Easy, fast and affordable.

Use #2
Turn virtually any computer into your own credit card terminal.

The same gateway produt allows you to log into your account from any web browser in the world, any time of day, and manually enter and process orders received by mail, phone or fax. This is done in a similar fashion as a credit card terminal, except the card is not swiped but instead it is keyed. This is your ‘virtual’ credit card terminal.

Use #3

You can also upload recurring transactions easily, such as monthly billing cycles.

ChecksByNet™ / ChecksNow™
ChecksByNet make it possible to accept check payments online in a secure and easy to use format. ChecksNow simply allows you to accept checks via phone and fax.

Online customers of your web-site can choose the ChecksByNet option for payment and fill out an "Internet" check. We will approve and guarantee the check. You print out the check at your location and deposit it.

See a DEMONSTRATION

How it Works.

Customers shopping at your site or making payments to you will click on the check writer payment option. They will be linked to our Check Authorization Center (completely invisible to them). They will fill-out a blank check on the screen. This information will download to CrossCheck for authorization and seconds later the "check" will be approved. Moments later or on demand the check will be recalled from CrossCheck by the cyber merchant and printed at the merchant’s site – authorized and guaranteed.

Exclusive Password Feature

After the customer has entered in their bank information they may choose to enter a password that may be recalled for future transactions. With this exclusive feature, the next time the customer uses ChecksByNet, the information may be automatically recalled, saving time and effort.

Guaranteed Checks!

More approvals mean more sales. We promise the highest percentage of approvals so you don't turn away customers. We will take the extra risk and guarantee 50% fewer declines than our competition or we will pay the set up fee for the merchant to return to their previous check guarantee company. (Up to $95 within 30 days from signing up and confirmation through the Welcome Aboard letter.)

Who will benefit most from Premium Approval?
Merchants who need to maximize every potential sales opportunity and profit from the most liberal approvals.

 

 

To get detail information, fill out the request form

How easy is it to start online credit processing?

It can't hardly get any easier. You can have an online merchant account in no time. There is no intricate programming on the part of the merchant. Some minimal information is entered into your appropriate HTML page to refer a transaction over to the Authorize.Net secure server environment.

What you need.

When you sign up for ChecksByNet you will receive software disks, installation instructions and some check stock to get started.

You will also need:

Windows 95 with Internet access through a dial-up adapter.

A PC (minimum: 386DX or better with 16 MB of memory), with: Internet Browser (Netscape, AOL for WIN95, Internet Explorer, etc.)

A printer (Some banks still require magnetic ink, in this case you require a laser printer with a MICR cartridge - check with your bank).

 

 

 

 
 
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